In these tough economic times, there are literally millions of families who have so much debt and insufficient income to continue to pay on these debts. You may be one of those people who are merely paying the bare minimum monthly payment which will never reduce your principal balance.
You may have creditors constantly calling you and harassing you. Worst yet, you may be in a situation in which your wages are being garnished. Instead of ignoring these problems, we recommend discussing your situation with one of our highly skilled attorneys.In many cases, Bankruptcy may be a viable option.
At GARCIA & PHAN, our attorneys take the necessary time and effort to meet with you to discuss your financial situation and legal rights. After a lengthy consultation, at no cost to you, you and your spouse will be in a much better position to make an informed decision whether petitioning for Bankruptcy under Chapter 7 or 13 will be a viable solution.
By petitioning for Bankruptcy, we have stopped wage garnishments, stayed foreclosures, stopped harassing phone calls, and completely eliminated overwhelming credit card debt.
This is your opportunity to get a fresh start by getting rid of those creditors and the debt that will forever haunt you. Please take this opportunity to discuss your unique financial situation with one of our knowledgeable attorneys. You have nothing to lose and everything to gain.