What is Personal Injury?

Personal injury is a legal term for an injury to the body, mind or emotions, as opposed to an injury to property.  The term is most commonly used to refer to a type of tort lawsuit alleging that the plaintiff’s injury has been caused by the negligence of another, but also arises in defamation torts.

The most common types of personal injury claims are road traffic accidents, accidents at work, tripping accidents, assault claims, accidents in the home, product defect accidents (product liability) and holiday accidents. The term personal injury also incorporates medical and dental accidents (which lead to numerous medical negligence claims every year) and conditions that are often classified as industrial disease cases, including asbestosis and peritoneal mesothelioma, chest diseases (e.g., emphysema, pneumoconiosis, silicosis, chronic bronchitis, asthma, chronic obstructive pulmonary disease, and chronic obstructive airways disease), vibration white finger, occupational deafness, occupational stress, contact dermatitis, and repetitive strain injury cases.

If the negligence of another party can be proved, the injured party may be entitled to monetary compensation from that party. In the United States, this system is complex and controversial, with critics calling for various forms of tort reform. Attorneys often represent clients on a “contingency basis,” in which the attorney’s fee is a percentage of the plaintiff’s eventual compensation, payable when the case is resolved. Oftentimes, having an attorney becomes essential because cases become extremely complex, such as in medical malpractice cases.

What is Bankruptcy?

A legal proceeding involving a person or business that is unable to repay outstanding debts. The bankruptcy process begins with a petition filed by the debtor (most common) or on behalf of creditors (less common). All of the debtor’s assets are measured and evaluated, whereupon the assets are used to repay a portion of outstanding debt. Upon the successful completion of bankruptcy proceedings, the debtor is relieved of the debt obligations incurred prior to filing for bankruptcy.

Business Collections

Business Collections


COLLECTION COMPANIES CANNOT SUE ON YOUR
BEHALF TO COLLECT MONEY OWED TO YOU!

So why are you still using collection agencies who
have no power to sue or appear in court on your behalf???

At the Law Offices of Garcia & Phan, we do not waste any time in moving forward with litigation to literally force your debtors into paying what is rightfully owed to you.

Let us show you results as opposed to the many excuses you have been hearing from these powerless collection agencies.

Each case varies and may be taken on a contingency basis where you pay NOTHING unless we collect on your behalf. The attorneys at Garcia & Phan are aggressive and experienced litigators who will not stop their attack on those who owe you money until they submit full payment to you.

Give the attorneys at Garcia & Phan an opportunity to provide you with legal solutions that you can literally take to the bank!