The National Highway Traffic Safety Administration (NHTSA) reports that nearly 30 people are killed in drunk driving accidents every day in the United States. This means that drunk driving is responsible for more than 10% of all traffic fatalities in the country. If you or a loved one has been the victim of a drunk driver, you may be wondering how you can recoup your financial losses.
The good news is that there are several options available to you. In this blog, we will discuss how the victims of drunk driving can insurance claim their financial losses. We will also provide a list of resources that you can use to help you through this difficult time.
What Are the Victims of Drunk Driving Entitled to Receive?
The victims of drunk driving are entitled to receive several different types of compensation through drunk driving insurance claim. This includes:
- Medical expenses: The victims of drunk driving accidents are often faced with several medical expenses, including hospitalization, surgery, and rehabilitation.
- Property damage: The victims of drunk driving accidents may also suffer property damage, such as the damage to their vehicle or any other personal property.
- Lost wages: The victims of drunk driving accidents may also lose wages if they are unable to work as a result of their injuries.
- Pain and suffering: The victims of drunk driving accidents may also be entitled to compensation for their pain and suffering.
How Can Victims of Drunk Driving Insurance Claim Their Financial Losses?
There are a number of ways that the victims of drunk driving can claim their financial losses. The most common way is to file a personal injury claim with the at-fault driver’s insurance company. In most cases, the insurance company will then either pay the claim or negotiate a settlement.
Another way to claim your financial losses is to file a lawsuit against the at-fault driver. This is often a more difficult and expensive option, but it may be necessary if the insurance company is unwilling to pay the claim or if the at-fault driver does not have insurance.
If you have been the victim of a drunk driving accident, it is important to discuss your options with an experienced personal injury attorney. An attorney can help you determine the best course of action to take in order to receive the compensation you deserve.
No one should have to suffer the financial losses caused by a drunk driver. If you or a loved one has been the victim of a drunk driving accident, don’t hesitate to contact an experienced personal injury attorney to discuss your options.
What If the Driver Who Caused My Losses Is Uninsured or Underinsured?
Although all drivers are required to have insurance in most states, there are still several drivers who are either uninsured or underinsured. If you are the victim of a drunk driving accident caused by an uninsured or underinsured driver, you may still be able to recover your losses.
One option is to file a claim with your own insurance company. Most insurance policies have provisions for uninsured or underinsured motorists. This means that your insurance company will pay for your losses up to a certain limit.
Another option is to file a personal injury lawsuit against the at-fault driver. This option may be more difficult and expensive, but it may be necessary if the driver does not have insurance or if your losses are greater than your insurance policy limit.
If you have been the victim of a drunk driving accident, it is important to discuss your options with an experienced personal injury attorney. An attorney can help you determine the best course of action to take in order to receive the compensation you deserve.
How Long Do I Have to File My Drunk Driving Insurance Claim?
If you are planning on filing a claim with the at-fault driver’s insurance company, it is important to do so as soon as possible. Most insurance policies require that claims be filed within a certain period of time after the accident, typically two to three years. If you wait too long to file your claim, you may be barred from recovery.
If you have been the victim of a drunk driving accident, don’t hesitate to contact an experienced personal injury attorney to discuss your options. An attorney can help you ensure that your claim is filed in a timely manner and that you receive the full amount of compensation you deserve.
Drunk driving is a serious problem that can lead to devastating consequences. If you have been the victim of drunk driving, you may be able to claim your financial losses through insurance. To learn more about your options, contact Garcia and Phan Personal Injury Attorneys (714) 586-8298 today.
